Publication date: Jul 29, 2025

The COVID-19 pandemic highlighted the need to understand factors influencing individuals’ risk perceptions and health behaviors. This study aimed to explore the roles of individuals’ knowledge, perception, and health-related issues in determining COVID-19 risk by developing a predictive model for classifying individuals into the risk categories, incorporating both clustering and model interpretation techniques. To identify distinct COVID-19 risk groups, clustering analysis was applied using the demographic, health, and behavioral data. Subsequently, several machine learning models-including CatBoost, XGBoost, Random Forest, Generalized Linear Model (GLM), Decision Tree, H2O Deep Neural Network (DNN), and L2 SVM-were used to predict risk classifications. SHAP (SHapley Additive exPlanations) analysis was applied to interpret the contribution of individual features in model predictions. Three distinct risk classes were identified: Class 0 (high knowledge, low-risk factors, no household COVID-19 diagnosis), Class 1 (health-related issues (e. g., hypertension), low lnowldge), and Class 2 (high knowledge, higher health risks (e. g., hypertension, household COVID-19 diagnosis)). L2 SVM achieved the highest accuracy (0. 9724), followed by XGBoost (0. 9301) and CatBoost (0. 9265). SHAP analysis revealed that household hygiene practices and health-related issues, such as hypertension and Gastrointestinal symptoms were key drivers of risk classification. Integrating individuals’ knowledge, perception, and health-related issues into COVID-19 risk assessments enhances predictive accuracy. Public health policies should focus on both physical and psychological factors to effectively mitigate the spread and impact of COVID-19. Data-driven models may inform future efforts to prioritize resource allocation and improve public health responses for vulnerable populations.

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